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Réseau Entreprendre Basse-Normandie

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0% loan on trust awarded to business creators or buyers, no guarantee required, from 20 to 80k€, subject to eligibility and project feasibility.
Patronage by an experienced business manager.
762 jobs created and maintained to date.



Normandie Initiative provides services for all business creators or buyers throughout Normandy.
Candidates are required to provide their CV and business plan including details and financial analysis of the proposed activity.
They then choose one of the following networks (approved operators):
- Chambers of Commerce and Industry
- Chambers of Trade and Handicrafts
- Expansion committees and development agencies
- Normandie Incubation
- PFIL: Local Initiative Platforms

PATRONAGE
Patronage is in the form of moral and technical support for project leaders from an existing company manager who provides access to his/her experience and network.

COMMITMENT COMMITTEE
The project is presented to and assessed by the commitment committee, comprised of volunteers selected for their specific areas of competence. The business creator is allowed 45 minutes to present his/her project and to reply to questions from committee members. Deliberation immediately follows project presentation and the committee's irrevocable, but justifiable decision is taken based on a simple majority vote (in the absence of the candidate).

CONDITIONS
The company should be registered less than 3 months prior to application in the building & public works, industry or services sectors.

AMOUNT
Loan on trust from 20k€ to 80k€ and limited to 50k€ per person.

FOLLOW-UP
On site technical follow-up is provided by a professional adviser once every six months for a total of three years.

REVIEW
Since 1997, the committee has studied 92 projects, approved 68 and supported 67
1,337,392€ have been advanced, i.e. an average loan of 20k€ per project.
762 jobs have been created or maintained (jobs at loan pay out date)

Contact:
Normandie Initiative
Maison des Entreprises et des Territoires
02 31 54 55 76





  • CCI ENTREPRENDRE EN FRANCE
  • FUSION ORNE DEVELOPPEMENT ET CALVADOS STRATEGIE
  • CRCI DE BASSE-NORMANDIE